General

What documents are required for car insurance in the UAE?

Written by the Dubai Motor Insure editorial team · Last updated 10 September 2026

For most policies an insurer asks for your Emirates ID, your UAE driving licence, and the vehicle registration card (Mulkiya). A no-claim certificate from your previous insurer is added where you are claiming a discount for a clean record.

In more detail

For a brand-new car there is no Mulkiya yet, so the insurer works from the showroom sales invoice and the chassis number. Send that invoice to your advisor as soon as it is issued so the certificate is ready before collection day.

For an imported or Non-GCC vehicle the insurer will usually also want the import or customs documentation and confirmation of the specification, because acceptance depends on it.

Conditions and exceptions

  • Individual insurers may request a passport and visa page, a copy of the previous policy, or photographs of the vehicle.
  • Documents must be clear and current; an expired licence or Emirates ID will hold up issuance.

Sources

Important: The information on this page is general guidance about motor insurance in the UAE and is not a policy document or a guarantee of cover. Cover, benefits, exclusions, excess amounts and pricing differ between insurers and depend on your vehicle, driver profile and the policy wording issued to you. Always read the policy schedule and terms issued by the insurer before purchasing.

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