Non-GCC Car Insurance in Dubai

Registration in Dubai comes after cover

For a Dubai-registered vehicle, the insurance certificate is recognised electronically and is a prerequisite for registration or renewal with the RTA. Arrange the policy first and work back from your registration expiry date, allowing extra time on an import because the case may be referred to an underwriter.

Specification determines insurer appetite, not the emirate

Being registered in Dubai does not change whether an insurer will write an American, Japanese or Canadian specification vehicle. What Dubai does offer is a larger concentration of workshops and parts suppliers experienced with imports, which can help at repair stage.

Prepare the file before requesting a quotation

Import documents, chassis number, specification, current registration and photographs of the vehicle's condition make the difference between a referred case that is resolved quickly and one that stalls.

Documents usually required

• Emirates ID and UAE driving licence
• Dubai (RTA) vehicle registration card
• Import and customs clearance documents
• Chassis number and specification confirmation
• Previous policy or no-claim certificate, where available

Individual insurers may ask for additional documents depending on the vehicle and driver profile.

How the process works

1. 1Send us the vehicle and driver details, or complete the online quotation form.
2. 2We identify which insurers can consider that vehicle and driver profile.
3. 3You receive the available options with cover terms, excess and exclusions set out plainly.
4. 4You choose an option and the insurer issues the policy and certificate.
5. 5The certificate is used for registration or renewal with your emirate's authority.

Frequently asked questions