Yes. Third party liability motor cover is the legal minimum in the UAE, and a valid certificate is required before a vehicle can be registered or its registration renewed. Driving without valid cover exposes you to penalties and to personal liability for damage you cause.
In more detail
Third party liability responds to bodily injury and property damage that you cause to other people. It does not pay to repair your own vehicle, however the accident happened.
Because of that limit, third party is normally chosen for older vehicles whose market value is low enough that the owner accepts the cost of their own repairs. For a newer or financed vehicle, comprehensive cover is usually the more practical choice.
Conditions and exceptions
- Liability limits and any sub-limits are set out in the policy wording; check them rather than assuming an unlimited amount.
- A finance or lease agreement will often require comprehensive cover regardless of what the law requires.
Sources
Related pages
Important: The information on this page is general guidance about motor insurance in the UAE and is not a policy document or a guarantee of cover. Cover, benefits, exclusions, excess amounts and pricing differ between insurers and depend on your vehicle, driver profile and the policy wording issued to you. Always read the policy schedule and terms issued by the insurer before purchasing.